Giving gifts does not have to be spendthrift. As the old adage goes, “It is the thought that counts”. This goes to show that people can start cutting back on gifts that would cost them hundreds of dollars. It is best to opt for things that may not be that expensive but would definitely bring joy and amusement to the one who will receive the gift.

So, if you want to give gifts but with a tight budget, worry no more because there are many ways to cut back on the prices but still be able to give gifts that will be deeply appreciated.

Start a Gift Closet

If you have not done this before, try to do it now. Shop for gifts the whole year-round. This would mean less hassle and less expense, a definite money-saver.

The point here is that if you do not plan in advance, you will end up spending more.

You could try buying gifts at bazaars, special sales, and out-of-town trips, which you can deposit in your gift closet. In this way, you can buy the items at a much lower price than it would be sold for during the holidays.

However, to make sure that you do not give the same gift twice, you should make an inventory of all your gifts. This will also allow you to keep tabs on what you have in your stock.

Alternatively, apart from stockpiling gifts, collect wrapping paper, ribbons, and other accents as well. A gift is better appreciated when it is beautifully wrapped.

Be Creative

Nothing could be more amusing than a gift that was specially made by the person who gave the gift. Personalizing you gifts is far better than commercially made items. In this way, you do not only create a smile to the one who will receive the gift but would also cut back a large amount from your expenses.

Organizing Tip

One of the best ways of saving money on gifts is to be organized with the process. That is, before going to the store to shop for the gifts, always bring with you a shopping list. It should be stated there the names of the person to whom you will give the gift and the budget for each person.

The bottom line is that gifts should not be expensive. What matters most is that you have thought of the person on that very special day and that’s enough to make them feel they are special to you.

Summary:
A diamond is a highly precious stone and is one of the hardest known natural materials in the world.

Many high profile celebrities, royalties and ultra rich people buy diamonds both for adornment and investments. When in time of unforeseen financial problems, diamonds can be easily sold for a high amount.

The price of a diamond is generally based on 4 Cs – Color, Carat, Clarity and Cut. Among these four, the color may be the hardest to decide because there is a wide...


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Article Body:
A diamond is a highly precious stone and is one of the hardest known natural materials in the world.

Many high profile celebrities, royalties and ultra rich people buy diamonds both for adornment and investments. When in time of unforeseen financial problems, diamonds can be easily sold for a high amount.

The price of a diamond is generally based on 4 Cs – Color, Carat, Clarity and Cut. Among these four, the color may be the hardest to decide because there is a wide array of diamond colors to choose from.

There are a variety of colors of diamonds found in the market today. There pink, yellow, blue, brown, red and many other colors. In fact due to structural shifting and a variety of impurities, many other tints of diamonds exist.

To the jewelers, diamonds have color grading to determine the price of the stone. Grades D-E-F generally refers to the colorless type. Diamonds having these grades are usually the more expensive types and very difficult to find because of their rarity.

Grade G-H-I-J are the nearly colorless types and maybe relatively expensive. Diamonds having grades K-L-M have usually yellow tints. Grades can reach up to Z and price decreases as the grading approaches Z.

If you are a purist and have a lot of money, settle for diamonds with a grade of D-F. They are the best the industry but they maybe sold by select few jewelers. Near colorless diamonds within G-I grade show no noticeable color and tints to the naked eye can also be an excellent choice.

It is very common to find fancy and colored diamonds in the market today. Even though they are designed for mass appeal, the still exude elegance and style so it is no wonder that one can see high profile people in public functions wearing these stylish colored diamonds.

Fancy and colorful diamonds are created by irradiation which can turn yellow or brown diamonds into greens, blues, reds and other fancy colored ones. These fancy colored diamonds are an inexpensive alternative to the rare and very expensive natural colorless diamonds. But these fancy colored diamonds should not be considered as an investment. If you want to buy one of these fancy colored diamonds, make sure you ask the jeweler for care instructions.

There are two general grading for fancy colored diamonds. The first is based on basic hue like yellow, blue, green, etc. The second grading is based on intensity. In general, the more intense the color, the more expensive the colored diamond costs. As an example, a fancy vivid pink diamond is more expensive than fancy light pink even if they have exactly the same clarity, shape and size.

To conceal yellowish tints in diamonds that may affect the diamond's quality and price, some jewelers trick buyers by applying coatings to the diamonds to change the color. These coatings will eventually rub off in time. If you are buying diamonds, this is one aspect you should be wary about.

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You really do need to develop your own golf style. Now, that may seem like an obvious statement, but some beginners think that all they have to do is imitate Tiger Woods' every move and they'll become an instant golf success.

Unfortunately, it's just not that easy. There are no shortcuts to becoming a good golfer.

To begin with, no two people ever swing at a golf ball in exactly the same way. Next time you're at the driving range, stand and watch the rows of people sl...

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golf, practice

Article Body:

You really do need to develop your own golf style. Now, that may seem like an obvious statement, but some beginners think that all they have to do is imitate Tiger Woods' every move and they'll become an instant golf success.

Unfortunately, it's just not that easy. There are no shortcuts to becoming a good golfer.

To begin with, no two people ever swing at a golf ball in exactly the same way. Next time you're at the driving range, stand and watch the rows of people slapping away and you'll quickly see this is absolutely true. Each person has their own unique body build and develops their own individual set of muscles. Therefore, the style of golf played by a person who is large and lanky and swings the club like a hockey player taking a slap shot has a whole different set of muscles than a person who is small and wiry.

Golf will always be an individual sport and finding a style of playing that produces the best results for you will go a long way in determining how much you enjoy playing the game.

With golf, imitation is not necessarily the best form of flattery. If you find yourself trying to copy someone else's style, and you're not having much success, perhaps hiring a professional coach for a few lessons will help you find your own groove and help you make corrections to your swing. Try to hire someone who works with the natural swing that you already have rather than a teacher who tries to teach you general rules that don't necessarily apply to every type of golfer.

It's also a good idea, if you do hire a pro, to make sure that he or she is a top notch player and teacher as well. If they just stand there and watch you swing without actually showing you how to get out of a sand trap, or hit a fade, or the proper way to putt from the fringe, then you're really not getting your money's worth. The best teachers will try to understand your natural abilities first and then adjust their advice to suit your specific needs.

Once you're ready to play a game, it's important not to think too much before taking your shot. I've played with people who stood so long over the ball trying to remember everything their coach taught them, you wondered how they ever got through 18 holes. It's impossible to make a shot while trying to think of a dozen things like your grip, where your feet are, where the ball is, keeping your eye on the ball, keeping your head straight, and so on. If you make a bad shot, don't fret. You'll get another chance to take that shot again, so get on with it an always try to use your natural way of doing things. The worst thing you can do is to keep changing your style just because you had a bad game.

As you're learning the game, however, there are some fundamental principles that need to be observed.

Here are two basic tips to help you improve your personal game.

An important foundation you need no matter what shot you're making, no matter what club you're using, is balance. You must keep your balance when you strike the ball.

And remember, of course, to always keep your eye on the ball. Make sure your stance allows you to see the ball from every point of the stroke.

Take your time and develop your own methods that work best for you. Unless you're playing golf for a living, you have all the time in the world to get it right.

Like everything else in life, golf takes time and practice and if you're patient and try doing everything as natural as possible, in no time you'll get your first birdie, and then your first chip in for par, and before you know it, you'll be breaking 80 on a regular basis.

The majority of mineral vitamin supplements are made from chemicals rather than natural substances. However, there is a steady growth in the demand for natural mineral vitamin supplements. This is due to the amount of debate that there is as to whether chemical mineral vitamins can be more harmful than beneficial in the long term.

The fact is that chemical mineral vitamin supplements are not as easily absorbed as normal food particles are. The mineral vitamin industry is constantly striving to create products that are more easily processed by the body and therefore more beneficial.

Every now and then the industry comes up with a new 'more bio-available' form of a vitamin or mineral. To overcome this, a large number of mineral vitamins have been developed that combine other elements with the vitamins and minerals to enable them to be more easily absorbed by the body. Iron is commonly combined to form iron gluconate which enable the mineral vitamin supplement to be more absorbable.

The amount of a nutrient in a mineral vitamin supplement needs to be far greater than it would be in a more natural form for the body to be able to absorb the amount that is required. This can obviously lead to problem where a toxic level of the particular nutrient is being consumed by the large doses of the mineral vitamin supplement that are needed. It is therefore extremely important that a person does not simply take vast quantities of all of the mineral vitamin supplements that are advertised on television and should seek advice from a health professional. It is also worth being aware of the developments in the mineral vitamin supplement industry as there are constantly new and better combinations being developed.

One method that mineral vitamin manufacturers have developed to help aid absorption is through culturing the raw materials with yeast cells. This form of mineral vitamins are known as ‘food state’ and are up to four times easier for the body to absorb the required nutrients as the yeast is completely digested.

Of course, the need for mineral vitamin supplements depends on the diet that a person has. There is no doubt that it is far more preferable for a person to obtain the nutrients that they require from their food rather than by taking mineral vitamin supplements wherever possible. During certain periods it may be necessary for a person to take mineral vitamin supplements on a temporary basis but their long term use is not recommended for a number of the supplements that are available.

The chances of a person drawing a royal flush is the same regardless of who he is. But why do some people lose so much and why do other people seem so damn lucky. You know the rules and you know the odds, why is it your still losing. Loser? Probably not, but to make sure check out this list. It won’t guarantee winning but might help you avoid the loser tag.

1. Decide on how much you are willing to lose (and win)

People lose a lot of money gambling due to lack of planning. They gamble way over their head because they don’t know when to stop. The reason being they didn’t plan when to stop.

2. Don’t borrow other people’s money to gamble

If you can’t afford to lose money, don’t play in the first place. The added pressure of playing someone else’s money is too much. Losing your own money is difficult enough, so if you don’t have some, don’t play.

3. Set the alarm.

If you’ve already decided how much you’re willing to lose, well and good. Now it’s time to set a time limit. You can’t play forever and you shouldn’t., especially if you’re playing in a casino. The games favor the house in all cases, the longer you play the chances of you losing increases. So, set the alarm and then leave when it goes off.

4. Time out

Don’t play continuously without a break. The excitement and the adrenalin can probably get you going non-stop but when fatigue sets in, you start making bad decisions and make mistakes. So, rest up and relax. Then go back in.

5. Do other stuff.

Preoccupying yourself with only gambling breaks your inner balance. True, focusing gets good results but focusing only on one thing alone leads to bad things. Doing other things gives you a different perspective on other things that you do, it gives you possible insights that you may miss when focused on one thing only.

6. Don’t gamble when you're stressed or emotional

Not being in the right frame of mind can cost you big on the table. The most obvious thing that you would be lacking is focus. If your mind is preoccupied with other things and the state of your emotions is a mess. Those things lead to poor judgment and critical mistakes.

Simple plays become more difficult and most things become confusing. The poor emotional state you are in means playing emotionally instead of smartly.